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SISIP benefit beyond 24 month period..

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Re: SISIP benefit beyond 24 month period..

Post by LawnBoy77777 on Sat 27 Aug 2016, 10:58

Email to Harold Leduc

Hey,

Was thinking you might have some info on the ELB/SISIP mess.

As I see it, they abuse the SISIP LTD by using it for the 1st 2 years.

Then they use ELB after SISIP ends.

The right way is to get SISIP in addition to anything else. Like the Pension Act pension + SISIP after the Manuge case. The reason is that you buy SISIP LTD so you get it & you get the pension because you traded the right to sue for the pension.

If they kept the right to sue for the NVC benefits, they have to do the same deal.

SISIP LTD was purchased with premiums, establishing a right to benefits.

NVC benefits are purchased with the right to sue.

Simple, huh.

What prompted this email was the realization that ELB, as a copy of SISIP, has to pay for "own occupation" disability BUT at the moment, SISIP covers ONLY "own occupation." It has a few people getting it after the 2 years BUT ELB avoids the "own occupation" & focuses on the "any occupation" period. The "own occupation" definition is much bigger, 6 times as big. The "any occupation" definition is like Canada Pension Plan Disability (CPPD).

I have a suspicion that VAC wanted to take over SISIP LTD but they probably didn't consider the full implications of the takeover.

I also strongly suspect the NVC was solely designed to get rid of the SISIP + pension problem. Seems obvious:

Disability Award = pension
ELB = SISIP
PIA = EIA

Matt

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Re: SISIP benefit beyond 24 month period..

Post by 1993firebird on Sat 09 Jan 2016, 10:07

I laugh when I want to hurt people , I need more therapy.

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Re: SISIP benefit beyond 24 month period..

Post by bigrex on Fri 08 Jan 2016, 21:25

Honestly, I do not know of anyone who has started collecting the RISB. Honestly, I don't know of anyone even close to 65 getting ELB. They sent my father an application, but he had just turned 67. It made me laugh.
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Re: SISIP benefit beyond 24 month period..

Post by johnny211 on Fri 08 Jan 2016, 18:46

Ha bigrex, being on EELB, but have another 10 yrs to 65, have you heard of anyone who then converted to the new RISB after that? I have not myself, but there must be some out there..and on a lighter note I had a headspaceing appt today and got lined up back to center abit,,lol, damn if we cant laugh at this crap,, VVV..
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Re: SISIP benefit beyond 24 month period..

Post by 1993firebird on Fri 08 Jan 2016, 18:37

Laughing

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Re: SISIP benefit beyond 24 month period..

Post by 1993firebird on Mon 21 Dec 2015, 12:39

seen it but I thought it said elb not eelb.

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Re: SISIP benefit beyond 24 month period..

Post by bigrex on Mon 21 Dec 2015, 10:51

If you go to your VAC my account, under your financial benefits, it will say Extended Earnings Loss, and give you an expiry date on or close to your 65th birthday.
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Re: SISIP benefit beyond 24 month period..

Post by 1993firebird on Mon 21 Dec 2015, 07:43

so i am EELB even though it says I am ELB

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Re: SISIP benefit beyond 24 month period..

Post by bigrex on Sun 20 Dec 2015, 21:57

No, ELB is considered a short term benefit for while you are enrolled in the Rehab program, but if they deem you TPI, the ELB is converted into EELB, which goes until 65
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Re: SISIP benefit beyond 24 month period..

Post by 1993firebird on Sun 20 Dec 2015, 14:58

what is that , after 65 years old?

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Re: SISIP benefit beyond 24 month period..

Post by BinRat on Sun 20 Dec 2015, 11:42

EELB = Extended Earnings Loss Benefit

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Re: SISIP benefit beyond 24 month period..

Post by 1993firebird on Sun 20 Dec 2015, 11:17

bigrex what is EELB?

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Re: SISIP benefit beyond 24 month period..

Post by johnny211 on Sun 20 Dec 2015, 09:27

mimsy and down3y3, welcome to the forum. Its great to have new faces. There is alot of experience on this forum in matters dealing with SISIP, and VAC issues. VVV...
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Re: SISIP benefit beyond 24 month period..

Post by mimsy on Sun 20 Dec 2015, 05:35

Thanks very much, bigrex. I wasn't sure if I should explore both at the same time, this really helps. Now if I could just sleep between 1 and 4 am.... Smile

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Re: SISIP benefit beyond 24 month period..

Post by bigrex on Sun 20 Dec 2015, 00:18

Mimsy, my suggestion to you is to submit your appeal for SISIP, and request a determination of TPI from VAC for EELB. There are no rules about exploring both avenues. TPI for VAC is probably easier to get than the SISIP extension, but why pin all your hope on just that.
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