Retirement Income Security Benefit (RISB)

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Re: Retirement Income Security Benefit (RISB)

Post by teentitan on Tue 07 Jul 2015, 16:36

I sent the question to the Ministers Staff and this is the answer I got back about this point...

*who turned age 65 between April 1, 2006 and July 1, 2025 and who were eligible for SISIP LTD total disability benefits at that time"

This specific criteria is needed because there are Veterans who have been receiving SISIP who have never engaged Veterans Affairs. We want to fix that, so SISIP Vets don’t have to do an application at 65. Until we make that internal process fix, we need a criteria that includes any Military Veteran who is receiving SISIP right now who has never applied to Veterans Affairs. We extended the time period from the original proposed to 2025 just to be sure.

So spread the word people. If you come across a vet in receipt of SISIP LTD but has never dealt with VAC tell them to call and get their name on the list so they get the RISB.
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Re: Retirement Income Security Benefit (RISB)

Post by pinger on Tue 07 Jul 2015, 20:26

That Specific Criteria phrase generally makes me cringe pale  if it's a can of worms in progress.
Granted, it must be difficult to simplify all of our variables, complications, and scenerarios.

I'll be outside of this tenative 2025 window, never was sisip just old pa but know that the next 10 years can change a lot of... stuff. Time will tell, whether you or I have the luxury of it.

Some things ain't simple but should definitely not be exploited on either side of the "fence" either.
Very dirty pool comes to mind...

Stay very well all. pinger.
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Re: Retirement Income Security Benefit (RISB)

Post by teentitan on Tue 07 Jul 2015, 20:40

Pinger if you are in receipt of PA payment then you get that for life. The RISB is for those who "do not get a PA payment".

There is no dirty pool in this explanation. If anything VAC is actually being above board by stating a date for those on SISIP to call VAC before 2025 to make sure they are on their books so they get the RISB.

If anything it's squeaky clean pool. LOL
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Re: Retirement Income Security Benefit (RISB)

Post by bigrex on Tue 07 Jul 2015, 21:30

Actually, one of the criteria for getting the RISB, is that you have to be eligible for a VAC disability benefit, IE: a PA pension, a lump sum award, or the PIA. All of these are dependent on having a service related disability. If someone has been on SISIP until age 65, and is not a VAC client, it is because they know that their disability is not service related, or was denied benefits by VAC, and therefor would not be eligible for the RISB. But even if there are Vets out there strictly on SISIP, that will be eligible for the RISB, I have to ask why have a cut off date at all. There are still young Veterans that are going on SISIP this year, so what happens when they turn 65? Will they not have the same financial needs as anyone else? So, to me it just doesn't make any logical sense.
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Re: Retirement Income Security Benefit (RISB)

Post by Guest on Tue 07 Jul 2015, 21:59

The RISB is for those who "do not get a PA payment"???? HUH ????guess I missed something .

ok vets don't want to deal with VA or don't for whatever reason and VA wants to fix that ?????

weather they are on the books or not, like pinger , you are fracked if you are outside the window .

so ya I recommend calling them all right and applying for ELB yup its a crap load of paperwork a lot more than you will ever see for a RISB application but then that window disappears .

veteran centric , reduce paperwork my but !!!! looks like just the opposite !!!!

how about this for a simple salutation eliminate the cut off date A -holes .

clean pool ???? looks like the same old cest pool ta me.

propat




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Re: Retirement Income Security Benefit (RISB)

Post by pinger on Tue 07 Jul 2015, 22:06

I know pa is for life teen, I've been on their books for 30 years.

When I mention dirty pool it is a reflection of more recent inadequacies post 2006.
(Even prior). But how can someone let go of generations of mistrust since the announcements of 6 months ago? Nada, not me.

If vac is being above board... this is good for sisip clients.
But lets see how this pans out by next spring and time shall we?

No matter if Erin O'Toole or Peter Stoffer was the vac minister, they would both have a "boss".

pinger
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Re: Retirement Income Security Benefit (RISB)

Post by teentitan on Tue 07 Jul 2015, 23:22

My bad pinger sorry about that.

All I know is when it comes to ANY benefit the VAC bureaucrats/beancounters always have a "time frame" attached to it.

A question that VVi has asked at every stakeholder meeting and everytime I talk to anyone at VAC.

Convaluted answers which just makes one scratch their heads. LOL
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Re: Retirement Income Security Benefit (RISB)

Post by bigrex on Wed 08 Jul 2015, 01:16

The thing is, the way it is written, anyone who is on SISIP and currently under the age of 55, will not qualify for the benefit, whether they are VAC clients or not. Because you have to turn 65 before 2025, AND approved for disability benefits. To me, it looks like they are either going transfer everyone on SISIP with service related disabilities onto ELB, or they are going to force people to opt out of SISIP, and go on ELB, in order to get the RISB Personally, I don't care what VAC says is the intent of the cut off date is, because unless the regulations spell it out differently than what is listed on the VAC website, a lot of current and future Veterans on SISIP, are going to get screwed.
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Re: Retirement Income Security Benefit (RISB)

Post by Guest on Wed 08 Jul 2015, 08:35

no cut off date to apply for ELB , PIA , and sup among others and if on ELB no cut off date to apply for RISB . however there is a cut off date to apply for RISB if you are on SISIP .

yup we know you are 100% , TPI and on SISIP but since you didn't jump through all the hoops to get on ELB because they would not pay you anything if you were accepted and its past the cut off date for SISIP guys you get nothing . is there any other way we can frack you today.

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Re: Retirement Income Security Benefit (RISB)

Post by teentitan on Wed 08 Jul 2015, 10:53

Hopefully by the end of the month all the regulations come out. I have asked the Ministers Staff to also release a version of the regulations in English. I explained that I have a hard time understanding the language regulations are written in, believe me I do have a hard time, so the non-university grads can understand the benefits.

I know it's hard to 'believe' what they are saying but time will tell. As in next May when the GoC and Equitas go back infront of the BC judge for either a mutual withdraw of the lawsuit or it carries on in the courts.
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Re: Retirement Income Security Benefit (RISB)

Post by Riddick on Wed 08 Jul 2015, 12:31

I often shake my head at the way they word things. I am sure interpretation by VAC staff is the same. Depending on who you talk to or how knowledgeable one's CM is, would go hand in hand as to who gets what approved.

Having multiple examples would help veterans and lay man to easily see if they fall within the criteria for eligibility.

Now if the VAC staff start contacting the veterans / their spouses for clarification or additional info like we have been told; well that will help out big time.

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Re: Retirement Income Security Benefit (RISB)

Post by tfmm on Wed 08 Jul 2015, 13:02

The way I'm reading it so far, Bigrex and Propat could be right. "Qualified to receive" is not equal to "in receipt of" where one benefit is a prerequisite of another.

Mentally managing the convolutions of regulations is like herding feral cats.

I'm so confused.

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Re: Retirement Income Security Benefit (RISB)

Post by teentitan on Wed 08 Jul 2015, 14:30

The way I read it is one must, as with all VAC benefits, "qualify". So a SISIP client must apply to see if he qualifies.

It could be a moot point but qualifing is required for ELB. Right?
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Re: Retirement Income Security Benefit (RISB)

Post by 6608 on Wed 08 Jul 2015, 15:09

What i find interesting with the whole line “who turned age 65 between April 1, 2006 and July 1, 2025 and who were eligible for SISIP LTD total disability benefits at that time; and” posted on VAC website July 1st seems to be added at the last minute, all other RISB eligibility criteria is the exact same as written in bill c-58 and subsequently bill c-59. almost like sisip people were an after thought? yes the regulations when published might shed more light on this situation and they too are taking longer than normal to publish.

what also seems to be adding to the confusion/uncertainty for the sisip ltd people is a conversation between a veteran and the minister on his facebook page back on June 27th see below:
https://www.facebook.com/erinotoolecpc


Clayton Burton Mostly smoke and mirrors. Been trying for moths to get clarification and an answer regarding RISB and those permanently disabled veterans getting SISIP LTD instead of ELB. I even sent the minister a registered letter and he got someone from VAC who knew less than I did. Some after complaining to him directly, he sends me a letter to contact the Minister of National Defence. Even the media tried to get an answer and he keeps avoiding the question. I've given up on him, his efforts and his government.
4 · 27 June at 07:04

Erin O'Toole Clayton - SISIP is a DND run insurance program like many workplace long-term disability programs. It is not a VAC program even though many Veterans receive SISIP payments and programming. We are trying to get VAC programming and support started earlier - in the 3+ years CAF members are at a JPSU before release - and this will require coordination with SISIP and other programs. The RISB just passed and will be law in July. Since it applies at 65, more and more people will be eligible as they get older. Is this clear? You have to be willing to listen and try and understand the policy approach. I have done countless interviews on each of the new benefits and have not avoided a single question. More work to do, but I find too often people hear what they want to hear.
2 · 27 June at 07:12

Clayton Burton I heard what I heard. I was in constant contact with CBC when they asked you this same question and you didn't answer it and went around it. They emailed me back and stated that you once again avoided the question. They even went back and reviewed the transcripts and emailed me your answer, word by word. You politicians are good at avoiding questions. If this is a DVD insurance program, why in the world am I as a permanently disabled veteran receiving SISIP LTD treated differently than those veterans receiving ELB? Once again, helping a few and still leaving many disabled veterans behind. We all should be treated equally. So why at 65 should I be put in a position where I gave to make some serous and unwanted decisions because my monthly disability payment was terminated but if I were receiving ELB, I wouldn't have to worry about it. When disabled vets need the support the most, this government takes it away. I wasn't at JPSU before my release. I was released from the same unit I was working at the 6 years prior. So my question again is, are permanently disabled veterans getting SISIP LTD instead of ELB eligible for RISB when they reach the age of 65? You've been working on this for a while now and sure you can answer it. A year old can say yes or no if he or she knew the answer. So is it yes or no? Plus this is what's in the 2015 budget, it is correct or just something to make us think we are?

Economic Action Plan 2015 confirms funding to create a new Retirement Income
Security Benefit for moderately to severely disabled veterans who receive income
replacement under the Earnings Loss Benefit or the Service Income Security
Insurance Plan. This new benefit will provide additional financial security by
guaranteeing that the income of eligible recipients after age 65 does not fall below
70 per cent of pre-65 income provided through National Defence’s Service Income
Security Insurance Plan and through Veterans Affairs Canada’s Earnings Loss
Benefit, Permanent Impairment Allowance and Permanent Impairment Allowance Supplement.

Come on Erin, stop playing with our minds and make things simple. I wrote you a 3 page registered letter in search for a one word answer of Yes or No. Instead, you got a lady from VAC to call me that knew less than I did. So I contacted you and you finally responded by letter and once again didn't answer the question and told me to contact the Minister of National Defence.

It seems like the answer is no and you don't want to say so for it will look bad. You and this slack government is willing to help a few (those receiving ELB) and turn your backs on many disabled veterans (receiving SISIP LTD) because they're receiving an insurance payment from a DVD program. Just trying to make the average non-military Canadian think this government cases about our veterans in hopes they'll vote for your government.
It's time to wake up, I like so many other permanently disabled veterans who can't work deserve better and must be treated like other veterans who are in the same situation but receiving ELB. We all have the same sorta issues, similar needs, same release process and fought for the same country. We all should be treated equally according to our needs. I'm happy with the support I'm currently receiving (except for the very poor telephone support) but very fearful for when I reach the age of 65.
I'm a veteran, no longer a serving military member and should be treated just like any other permanently disabled veteran and should be in receipt of ELB, not a damn DND insurance program. Both VAC and the ombudsman's office told me that I qualify for ELB but can't receive if because I'm receiving SISIP LTD. How can I convert over? Oh, I can't because that would make me eligible for RISB when I turn 65 and you don't want me and many other veterans to do that because you would have to pay out more money. You may be thinking that I'm upset, and you are correct. I can't believe that a man in your position can't give a simple and straightforward answer and that you have two classes of permanently disabled veterans when the smallest group will have continuing financial support after the age of 65 where the largest group is in receipt of a DND insurance and when we reach 65, too back but we ain't supporting you anymore.
You can take this post as you wish but I'm speaking for many disabled veterans like myself and expressing how fit up we are with this government dividing us into two classes and helping a few and turning your backs on most of us.

A disabled veteran is a disabled veteran, and we should be treated equally.
3 · 27 June at 08:21

Clayton Burton Had a lady from VAC call today and gave me some better explanation than I've been or haven't been provided in the past. None of this will support my family or I, the new PIA requirements may work.
June 30 at 1:38am · Edited



Not really a “veteran centric” response above minister................. All of this does seem strange seeing back in 2011-2012 when ELB was increased to 42k (min) they didn’t have a issue coordinating and implementing/announcing changes with SISIP Ltd at the same time.



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Re: Retirement Income Security Benefit (RISB)

Post by pinger on Wed 08 Jul 2015, 20:13

6608. Tx for posting that.

Cheer's back to you. pinger
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