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Retirement Income Security Benefit (RISB)

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Re: Retirement Income Security Benefit (RISB)

Post by bigrex on Tue 31 Mar 2015, 17:03

Rucksack, not sure what you mean by not qualifying because of your CF pension. Using myself as an example, my VAC financial benefits equal approx $4150, plus $1500 for my CF pension. The way things are now, when I turn 65, the ELB ceases, but I will still get my CF pension, CPP, OAS, as well as both the unreduced PIA and PIAS, which could approximately $4100, if the CPP and OAS equal close to $1000 combined. But with the RISB, my income will only $3960, including my CF Pension, CPP and OAS. That is a decrease of 45% from my pre-65 income. So say if my CF pension, CPP and OAS combines to $2500, that leaves Veterans Affairs having to pay only $1459, but yet the PIA and PIAS if left alone would be $1658. So even with the RISB, I will lose more money than I would have been without it.
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Re: Retirement Income Security Benefit (RISB)

Post by pinger on Tue 31 Mar 2015, 16:40

Why does " mushroom management " cross my mind?  pinger.
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Re: Retirement Income Security Benefit (RISB)

Post by loggie on Tue 31 Mar 2015, 16:08

Baffle them with BS!!! How many times have we heard that? Here is how the public is reacting to this $70K announcement yesterday. I have 2 examples. 1st my ex saw the news and said oh goody, I am going after him for half of that. AND my mother phoned and asked how happy I was that I was going to be receiving this magical $70K?
I had to explain (in the case of my ex...YELL) to them that I am a PA NOT a NVC so I do NOT see a penny of that. My ex is not believing me and my mom thinks that I should be qualified and is confused as to what the difference is between the PA and the NVC and truly believes there should only be one set of rules. My mom rocks at 89 years of age. Now that she understands she wants to talk to her MP. I just told her to watch her blood pressure but give er shyte!

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Re: Retirement Income Security Benefit (RISB)

Post by Guest on Tue 31 Mar 2015, 15:37

Too True Big Rex, this has all been a sham from start to finish! They appear to be sincere and caring and fool the best of them. Nobody at VAC can get there stories straight. It's not even Otooles fault because he's being used! The PMO picked him because he's a veteran, then threw him into the MVO position , gave him the PMO marching orders, which were to gather all the veteran groups and blast us with these final solutions to fix once and for all the NvC. This was directed at a public that knows shityte all about us and our benefits, this was a t.v production with all the whistles meant to try and get the Tories back in office. Oh, and Troopers absolutely 100 percent in saying the NVC is here to stay, it's not going anywhere because the whole purpose of. The NVC is to limit benefits plain and simple and save money. The Liberals have said shityte and so have the NDP. The easy answer is to scrap the NVC and reinstate the PA, but nobody is doing it, not even our veteran MvA.

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Re: Retirement Income Security Benefit (RISB)

Post by rucksack031 on Tue 31 Mar 2015, 15:23

A question for you BigRex, I will use myself as an example, food for thought. First I do not qualify for the post 65 RISB just on my military pension alone, with that being said, how does one get reduced 30% for PIA and SUP ? even though one does not qualify or would even be looked at age 65 for the RISB? IS there proposed amendments to PIA that says regardless one will be reduced 30% at age 65? I have read what has been put on government web site, I do see the 30% but exactly how It is to be administered is un clear. So i like you re read for life under the charter again and that has not changed. TKS
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Re: Retirement Income Security Benefit (RISB)

Post by bigrex on Tue 31 Mar 2015, 14:20

"Again in the debrief on the 9th and today on a teleconference call with both O'Toole, Natnyzk and the OVO the RISB will go to everyone who is in receipt of a VAC payment, LTD payment.

There is no...repeat...no deduction of your CF pension from your RISB.

I know it's hard to accept what I am telling you but what I am understanding and hearing is the only thing you lose post 65 is 30% of your ELB, EELB, LTD."


Well Teen, it looks like you were lied to directly by the MVA, during your teleconference. So not only will we lose 30% from the EELB, but 30% from PIA and PIAS as well, and then have our CF pension deducted from the reduced total.

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Re: Retirement Income Security Benefit (RISB)

Post by bigrex on Mon 16 Mar 2015, 13:53

The reason that it was changed to include PA recipients, is because since the NVC was enacted, it has now become almost impossible to reach the required 100% under the PA to qualify for EIA, with the exception of a previously pension condition, or conditions, worsening. All new claims, even consequential ones, fall under the NVC, and even though VAC you can still reach 100%. with PA and NVC combined, the EIA is very specific about requiring 100% under the Pension Act as a requirement.
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Re: Retirement Income Security Benefit (RISB)

Post by beleaf67 on Mon 16 Mar 2015, 13:33

I get it now, thanks so much to all!

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Re: Retirement Income Security Benefit (RISB)

Post by Guest on Mon 16 Mar 2015, 13:10

at fist it was just for NVC guys but it was changed to include all disabled vets with the exeption of those already collecting EIA under the old system as the PIA and supplement is a replacement for that .

propat

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Re: Retirement Income Security Benefit (RISB)

Post by beleaf67 on Mon 16 Mar 2015, 13:06

That's incredible if correct because I'm positive when the PIA//PIAS benefit was initially introduced, I did ask someone at VAC and I was told no due to my receiving the Attendance Allowence under the PA, I'm sure I was told you can't get both! The PIA//PIAS was mostly for those under the NVC or under the PA who weren't getting the Attendance Allowance! Jeeze, wouldn't that be one miscommunicated statement?

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Re: Retirement Income Security Benefit (RISB)

Post by Guest on Mon 16 Mar 2015, 13:01

beleaf that assumption is incorrect . PA recipients either in whole or in part are entitled to collect PIA and supplement if they meet the criteria . so buds if you think you meet the criteria you should apply for these benefits yesterday .

your CM can be very helpful with this and plays a pivotal roll , so be nice , a good CM will walk you through all the paperwork.

best of luck

propat

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Re: Retirement Income Security Benefit (RISB)

Post by beleaf67 on Mon 16 Mar 2015, 12:59

Tks for your reply but if I'm just under the PA with its associated Attendance Allowence doesn't that eliminate me from the PIA//PIAS.

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Re: Retirement Income Security Benefit (RISB)

Post by prawnstar on Mon 16 Mar 2015, 12:47

The way I read your question yes you can receive both. Pre NVC and post NVC with seperate injuries. I get one pre 2006 injury and PIS and PIAS after that.

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Re: Retirement Income Security Benefit (RISB)

Post by beleaf67 on Mon 16 Mar 2015, 12:38

Just to clarify one issue, my assumption is that if one falls under the PA, he//she has no entitlement to PIA//PIAS under any scenario? Am I correct in stating that? Thanks to all, I follow this site on a regular basis but I'm in a great deal of pain and the meds make me very forgetful and tired! The confusion of ifs//ands//buts regarding so many Veterans issues leaves me unsettled and out of the loop due to my own situation, so thanks to many who do the heavy lifting! It's reassuring to know there's such a large group of people who have solid and comprehensive knowledge of these issues, fantastic source of details and input! Tks in advance for any clarification regarding my question!

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Re: Retirement Income Security Benefit (RISB)

Post by pinger on Sun 15 Mar 2015, 21:29

I generally agree with you Trooper except for a few hiccups or boo-boo's (don't assume GoC has a lovely heart) but do not wish to sway away from the topic (risb) at hand.

Time will tell this week, implementing it is another matter. pinger.

btw here's hoping down east ain't buried in snow again
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