Will SISIP follow VAC's 15% increase to the ELB?

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Re: Will SISIP follow VAC's 15% increase to the ELB?

Post by 1993firebird on Wed 24 Aug 2016, 16:58

Yes like being dropped LTD.

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Re: Will SISIP follow VAC's 15% increase to the ELB?

Post by Ex Member on Wed 24 Aug 2016, 17:36

1993firebird wrote:It does help me because †I will get 15% ELB starting in October along with my LTD.

Is this automatic or do we need to contact DVA to make this happen. We are in the same scenario as you with regards to LTD from Sisip and being taken off ELB.

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Re: Will SISIP follow VAC's 15% increase to the ELB?

Post by Guest on Wed 24 Aug 2016, 18:10

firebird yes among others .

propat

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Re: Will SISIP follow VAC's 15% increase to the ELB?

Post by RobbieRoyal on Wed 24 Aug 2016, 18:43

tell ya this if SISIP does not follow suit, LAW SUIT NUMBER 2
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Re: Will SISIP follow VAC's 15% increase to the ELB?

Post by RobbieRoyal on Wed 24 Aug 2016, 18:44

Number 3
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Re: Will SISIP follow VAC's 15% increase to the ELB?

Post by RobbieRoyal on Wed 24 Aug 2016, 18:44

number 4 yadda yadda yadda
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Re: Will SISIP follow VAC's 15% increase to the ELB?

Post by 1993firebird on Wed 24 Aug 2016, 18:52

Elgin you would not happen to be Sparrow in disguise?

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Re: Will SISIP follow VAC's 15% increase to the ELB?

Post by 1993firebird on Wed 24 Aug 2016, 18:54

propat enough with the among others and just tell me already. LOL Never mind I know.

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Re: Will SISIP follow VAC's 15% increase to the ELB?

Post by Guest on Wed 24 Aug 2016, 18:58

lol @ firebird I know you do buds .

propat

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Re: Will SISIP follow VAC's 15% increase to the ELB?

Post by pinger on Wed 24 Aug 2016, 20:17

Not sure about sparrows or birds in the belfry but I do have my real pet budgies.

Anyhow, back to sisip 15.

I get really fired up about SISIP. Paid the premiums but I luckily never had to put in a claim (?) to them. Most buds I served with hated sisip because they were crooks.

Was sisip ever voluntary but recommended for pineapples? Some insurance was v. recommended for wife, kiddies etc. but had to sign up for it in the late 70's. It was not compulsory.
Perhaps I'm thinking of a will? Maybe that's it. No lol.

Back to 15% though. Was announced a while back effective 31 Oct. for elb under VaC.

15% for sisip? It ain't under VaC. It's under DND right? Meanwhile... MVA Hehr is the Deputy (associate?) M of DND as well. And all the while sisip is just a 3rd party insurance company in the back pocket of DND.

Sisip is private sector. They are NOT a Federal Department.

Something is extremely fracked with this picture besides me. Too many footsies...

Some would think sisip should mirror elb? Say... VaC and DND to jive Federally right?

Nada. But that's just my opinion. Thoughts?
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Re: Will SISIP follow VAC's 15% increase to the ELB?

Post by Guest on Thu 25 Aug 2016, 09:42

The good news is Micheal Blais is on it effective 22 August. (According to his facebook page) He has the ears of the top dogs.... got a feeling we will have answers soon ...stand by !

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Re: Will SISIP follow VAC's 15% increase to the ELB?

Post by LawnBoy77777 on Thu 25 Aug 2016, 10:25

I'm talking to a reporter now on this now & I hope she will do a story. My points to her were:
1. SISIP is 1st payer for service injuries so it MUST go to 90%;
2. We paid the premiums so we have to get SISIP + ELB;

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Re: Will SISIP follow VAC's 15% increase to the ELB?

Post by bigrex on Thu 25 Aug 2016, 12:46

I agree that SISIP should increase to 90%, but it shouldn't be because we paid premiums, because they will only say that the premiums had been based on receiving compensation for 75%, not 90%. And the government will never allow you to collect 180% of your pre-release income, by replacing the same lost income twice, from two separate sources.
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Re: Will SISIP follow VAC's 15% increase to the ELB?

Post by LawnBoy77777 on Thu 25 Aug 2016, 13:35

bigrex, by paying premiums to an insurance get an entitlement to payment.

The insurer sets the premium, who are we to argue how much they set it at? The Somersall SCC 2002 case is important here: "Without being cynical, I presume the insurer is free to set the premium at whatever it please." (Or words to that effect)

What you say about cost versus benefit is also present in the Manuge case. From 1976-2012, the premium was kept artificially low by unlawfully taking the Pension Act pension indemnity insurance payment into account. Had they factored in the cost of paying the SISIP LTD + Pension Act pension, the government would have had to pay much more in premiums.

My lawsuits will reveal that the premiums should have been even higher because they unlawfully clawback CF & CPP pensions.

McInnes Cooper tried to say something to me on that: "You get what you pay for!"

I presume he meant I didn't pay much so why expect much.

My reply to him though is right in law: "I paid for my CPP, CF pension & SISIP. Therefore I am entitled to all, 100% of each."

Bradburn Rule: get what you pay for. It isn't our fault they don't understand insurance. If they did, they should have left the Pension Act pension alone.

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Re: Will SISIP follow VAC's 15% increase to the ELB?

Post by LawnBoy77777 on Thu 25 Aug 2016, 13:39

Repost from my FB group. Somersall SCC 2002 should help us greatly.

ICYMI?: Somersall SCC

72 In view of the near-negligible value of the subrogation right, it would be overreaching, in my view, to regard its loss as significantly changing the insurerís position.

** The risk that the insurer has assumed is effectively compensated for by the insuredís monthly premium.

**Without being #cynical, I would be very surprised indeed if the loss of a subrogation right with little practical value were significant enough to have any effect whatever upon the insurerís balance sheet.

**** The #insurer is #free to set #premiums at such a level as to ensure that its #risk is covered, exclusive of the anticipated value of subrogation rights, and I would cautiously presume that this is precisely what it has done.

- Here is the answer to SISIP saying that offsets would cost more. SISIP is free to set the premium at what it requires. If the offsets are illegal, they have saved money though illegal means.

73 The value of the indemnity payment, by contrast, is of great significance to the insured.

- The value of the non-indemnity payment is of great significance to the insured & disabled veteran.

** It is clear enough that the insured valued the availability of such payment highly enough to pay a substantial increase in monthly premiums for it.

- It is clear that the disabled veteran, while serving, valued the availability of such payment highly enough to pay the monthly premiums as required by law.

*** It is also clear that the insurer would rather not make the payment, to the extent of pursuing the case all the way to this Court.

- It is clear that the insurer, SISIP, would rather not make the payment, to the extent of forcing us to take it to court

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