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Post by Panserbjørn on Sun 31 Dec 2017, 08:51

Sucks plain and simple. The knowledge given proves renaming of benefits and shows nothing gained.

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Re: It...

Post by bosn181 on Sun 31 Dec 2017, 12:38

some people will gain some will be happy most will be upset will have to see how it all works out and what if any imporvements as always wait for the smoke and mirrors to clear. hopefully more people will apply for benifiets they once gave up on and continue to improve there % if nothing else never give up hope that things can get better.

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Post by Guest on Sun 31 Dec 2017, 16:09

Five points to ponder: (If True)

1. No present clients of Veteran Affairs  will loss any monies with this announcement : That means  191,254  Veterans and survivors will continue to be cared for.
2. The IRB will include ELB which will be extended for life. (Elb presently stops at 65)
3. In the future they have assured veterans that the 12% of seriously disabled soldiers will receive extra lifetime support.  
4. Those presently in the system will not suffer with a financial lost  191,254 vets and survivors will continue with what they have. Also MVA said likely more monies in most cases.
5, After this is all passed and approved the only thing Veteran Affairs need to do is fire all Senior Staff and build a real functioning organization. A group of dedicated  managers who have one common goal. "Peace of Mind for the Disabled"

Canada is the greatest place in the world. With all the BS considered our Veterans are served better than 191 other countries. I believe only Australia has a better system but theirs was just recently revamped.

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Post by Guest on Sun 31 Dec 2017, 16:17

Point 1 and 4 are the same or are close opps! LOL Smile

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Re: It...

Post by Panserbjørn on Mon 01 Jan 2018, 04:29

1 & 2. They added a key word..."before offsets", after the offset of the disability award against the PSC. I don't see anyone who is already receiving the CIA and CIAS, who will now lose those secured amounts then forced into the PFL scheme which uses clawbacks/offsets, making any more. However the people who didn't qualify for CIA or the CIAS will now qualify for a "PFL" making them more money a month.

2. The IRB is the ELB just until death and they say they are amalgamating six other benefits to come up with the IRB but all it is, is having the ELB go for life and you lose other benefits.
3. Yeah makes sense since they are making the ELB go for life, which means you are "forced" into the rehab program.

5. What needs to happen is a union. Only way to protect our rights in the face of multiple governments who will - no who have - screwed us and/or taken advantage of us at every turn.

6. If you actually take a look at the average education level of an average soldier they only completed highschool. Does that make us idiots? No, but I personally witnessed the general majority as being below average intelligence.

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Re: It...

Post by Guest on Mon 01 Jan 2018, 13:06

Error


Last edited by ReliOn on Mon 01 Jan 2018, 13:14; edited 1 time in total (Reason for editing : see below)

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Re: It...

Post by Guest on Mon 01 Jan 2018, 13:12

Your comments: Panser
. The IRB is the ELB just until death and they say they are amalgamating six other benefits to come up with the IRB but all it is, is having the ELB go for life and you lose other benefits.
Yeah makes sense since they are making the ELB go for life, which means you are "forced" into the rehab program.

My response:
ELB for life!  That is Huge! 90% then 70% at 65. Think for a moment here. That is an indexed full pension for life. Serving in the military for 35 yrs you only get 70%. Plus you already got years at 90% a DAward  up to 360k +++++++  all medical needs taken care of.
Being in the rehab program isn't the worst thing in the world either, especially if you get better- is it?
BTW Once you are Deemed DEC your rehab stops and you still get  ELB for life.
Where am I wrong here?

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Post by Panserbjørn on Mon 01 Jan 2018, 21:31

ReliOn wrote:Your comments: Panser
. The IRB is the ELB just until death and they say they are amalgamating six other benefits to come up with the IRB but all it is, is having the ELB go for life and you lose other benefits.
Yeah makes sense since they are making the ELB go for life, which means you are "forced" into the rehab program.

My response:
ELB for life!  That is Huge! 90% then 70% at 65. Think for a moment here. That is an indexed full pension for life. Serving in the military for 35 yrs you only get 70%. Plus you already got years at 90% a DAward  up to 360k +++++++  all medical needs taken care of.
Being in the rehab program isn't the worst thing in the world either, especially if you get better- is it?
BTW Once you are Deemed DEC your rehab stops and you still get  ELB for life.
Where am I wrong here?

This just brings back the accusation of just renaming what we currently get. With the RISB which will now be removed in favour of the new IRB, a veteran receives 70% of their ELB post 65 plus 70% of their CIA/CIAS minus any prescribed sources.

Sounds fairly familiar, the only thing that is different is that a veteran also gets a bump of 1% a year until the of 65 or until 20 years have elapsed whichever is sooner - however with no mention of inflation. I do not see them withholding inflation but it isn't like they haven't in the past.

As for being in the rehab program, I am currently enrolled, have been for almost two years. About the same amount of time I have been deemed DEC. I have actually had my ELB threatened to be removed if I continued to miss appointments. They even went as far as warning my psychiatrist and psychologist about what may happen. Luckily they defended me saying that it was just a symptom of my illnesses. Did they stop threatening me? No, they just didn't contact my mental health team about it anymore.

I actually enjoyed being in the ELB even though DEC, once the threats started though, I have even contemplated giving up ELB. If it wasn't for my family I probably would have.

What has me so incensed is their claim of "reinstating" a pension for life, "Hey you guys will now get a pension for life with offsets for past disability adwards! Just do not look at the policy of CIA/CIAS, this definitely is not the CIA/CIAS it is something entirely new! That now goes for life! The CIA/CIAS/RISB/ELB will be gone in favour of the new IRB! Again please do not read the policy of the RISB and the ELB, this is not just a renaming of those we swear! No current veterans will lose any money before offsets! Is the disability adward adjustment an offset you ask?..... well yeah.... why? And in some cases some veterans will receive more! Disclaimer: Reading policy documents for either the CIA/CIAS/ELB/RISB voids all eligibility to receive pension for life! & the only veterans to receive more will be those who were previously ineligible for the CIA."

It's just now instead of only the ELB having offsets, we will now be getting offsets on the CIA/CIAS.

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You will never be wealthy but reasonable incomes will happen. I have faith!

Post by Guest on Mon 01 Jan 2018, 23:38

Panser:
I think with time these discussions will have accurate answers. Answers that will likely confirm it is better than you presently think for all veterans that qualify. I accept that everything will be reduced after 65. That is life. I suspect that a severely disabled veteran will exceed $54000+ per yr minimum income with an annual cost of living increase after turning 65. That will include all pensions and IRB. Those that already have benefits i just bet up to 64 yr 364 days they will have more than now. After 65 it will be 30% decrease. Still an reasonable income when you consider all medical cost,travel expenses and the massive list of additional entitlements (vip,home care,caregiver assistance,mobility aids home modifications scooters etc etc) are covered at 100%.
I only seek to get them to resolved the delays the rejection and admin BS. I really don't have any faith that this will ever happen. So far we have been bitching about delays for 15 years. The delays in processing time will never be resolved. I expect anytime we apply for anything it will be 3 to 4 times that suggested by the Service standard date estimates. I  focus on that and I am never disappointed when its delayed EVERYTIME!   IMO

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Re: It...

Post by bigrex on Tue 02 Jan 2018, 06:02

I just couldn't keep myself from commenting.

let's compare three Veterans, all 30 years old, married, assessed at 90% and medically released with 10 years of service, with a military salary of $5000/mo

Veteran #1 injured in 2005

PA pension #3075/mo (tax free)
Attendance Allowance - $1085/mo (tax free) (median of possible amounts)
CIA grade 1 - $1799/mo (taxable)
CIAS - $1103/mo (taxable)
ELB - $4500/ mo (taxable) until 65.
RISB - $2279/mo (taxable) after 65

maximum Monthly income (before taxes) - $11562 (*rare, but still possible)

Veteran #2 injured in 2017

DA - $324000
PSC - $1035/mo minus amount to be determined.
APSC- $1500/Mo (maximum)
Caregiver recognition benefit (once approved) $1000/mo
CIA grade 1 - $1799/mo (taxable)
CIAS - $1103/mo (taxable)
ELB - $4500/ mo (taxable) until 65.
RISB - $2279/mo (taxable) after 65

maximum possible monthly income - $9900 + PSC

Veteran #3 injured in 2019
PSC - $1035/mo (tax free)
APSC - $1500/mo (tax free) Maximum
Caregiver Recognition Program - $1000
IRB - $4500/mo (taxable) Increased by 1% every year until the Veteran reaches 20 years of service. until 65
IRB - $3500/mo (taxable) after 65
-According to VAC ,the IRB encompasses ELB, EELB, RISB, SRB, CIA and CIAS, and to counter the loss of a separate CIA/CIAS, the IRB will be increased by 1% if released before serving 20 years, until reaching 20 years, or age 60. So after ten years, this veterans IRB will 100% of pre-release salary.

Maximum Monthly income - $8035, increasing by $50/mo, every year, for 10 years, to a max of $8535.


* these are the most severely disabled veterans, making near the maximum amounts for every possibly benefit available to them. Most Veterans will not make anywhere near these totals. I just wanted to demonstrate the differences in how future Severely disabled Veterans will be treated under the PFL, compared to current Veterans.
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Re: It...

Post by SIGS PIGS on Tue 02 Jan 2018, 08:13

good morning and Happy New Year,

I am 112% disabled, Knees, hips, feet, shoulders & Hearing . I took the lump sum. with this new veterans charter will I be entitle to a Monthly Pension and if so how does that work?????

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Post by Guest on Tue 02 Jan 2018, 08:20

Bigrex:
Veteran 1 2 and 3 will all received between $8500 $11000 per month? I find these amounts over the top. I wonder if we could ask VAC to review these numbers. Along with all the additional benefits these 3 veterans would live well financially!
The system has never been equally fair since the NVC.
LIFE HAS NEVER BEEN FAIR.
Our governments since 2006 and continued as of the 20th of December stated it isnt fair.That will continue in to the future.No two veteran situation is the same. There is no will to change the unfairness.That fact is to clear to me.
Nevertheless, all veterans will have money and support for life.  With your numbers Bigrex all three veterans will be functioning well money wise. I would still like to see these numbered confirmed I feel the monthly totals will be thousands of dollars less. Time will tell! If a veteran salary for life exceeds his monthly income plus COA when he was working and all his additional medical care etc etc etc is covered I think that would be remarkable.

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Post by Guest on Tue 02 Jan 2018, 08:22

SIGS PIGS wrote:good morning and Happy New Year,

I am 112% disabled, Knees, hips, feet, shoulders & Hearing . I took the lump sum. with this new veterans charter will I be entitle to a Monthly Pension and if so how does that work?????

Call veteran affairs let us know! We are in the dark with actual numbers I think. Please let us know what they tell you.

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Re: It...

Post by SIGS PIGS on Tue 02 Jan 2018, 09:02

I would think it is a little early to call, nothing is ever black and white. hopefully there will be something come out of this,

cheers

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Re: It...

Post by Rubicon on Tue 02 Jan 2018, 13:45

"Please forward to my Case Manger (XXXX XXXX) at the (location) VAC Office.
Good afternoon Case Manager from Rubicon (VAC Id:XXXXXX) and Happy New Year. It is probably too early to determine if there is any change to my disability benefits as a result of the pension for life announcement by the MVA in December. When you get a chance and once you know definitively, could you advise me if and how the Minister's decision affects my awarded and outstanding application(s) going forward on 1 April 2019? Thank you."

Rubicon ...

I would suggest that everyone on the CSAT Forum does the same with their CM via secure messaging on My VAC Account so we can compare the resulting answers. Now if you believe that several hundred secure e-mails will further clog a system that just cannot seem to catch up with itself owing to a lack of staff, then don't send an e-mail. If you believe that the backlog is occurring because of an outdated process that for example requires your approval to access your military medical file each and every time you submit a disability application and then is added upon by a medical review process which at times does not have sufficient information to render a decision but does anyway further complicating things and necessitating an appeal; then send the e-mail request to your CM. I am curious to see what the varying answers will be.

Rubicon ...
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